g. 12 per hour for Administrative Assistant. Amazing service! Lyndall and the whole team provide a 5-star debt collection service. Even taking this additional revenue into account and counting the $43,335,129 of payments taxpayers made that were not subject to commissions (because the payments were made within. When you. Also, you don’t owe the collector $1000, because they only paid $100 for your debt. Trust a local bankruptcy attorney from DebtStoppers to guide you to financial freedom. F. Helpful. org or by calling 866-991-7360. Learn about Gulf Coast Collection Bureau culture, salaries, benefits, work-life balance, management, job security, and more. ACA International is the leading association in the accounts receivable management industry. Tampa, FL 33637. Practice Areas Our Team Resources. ( Gulf Coast ), alleging violations of the Fair Debt Collection Practices Act, (FDCPA), Title 15 U. We are an industry leader in accounts receivable management and operate with the highest amount of integrity and professionalism. During my tenure with my employer I have learned more about insurance, earned a decent check and expanded my knowledge of this area of collections. Your trusted advisor in healthcare revenue cycle management | Gulf Coast Collection Bureau is dedicated to serving our clients and consumers in a professional and courteous manner. has 2 locations, listed below. Address: 5630 Marquesas Cir. com. Student loan debt. Advance Debt Collection are a Noosa based collection agency that specialise in debt recovery and debt collection, therefore we can save you time and money so you can focus on your day to day business. Phone: (813) 251-0802 or toll free at (800) 741-0802. Call us on 1300 136 271 or fill in the form for a free appraisal of your debt. The job seems easy enough, until a client drags him into a situation deeper than could ever be anticipated. has {1} locations, listed below. Business Services · Florida, United States · 51 Employees. Digital Wallet: Pay safely right from your smartphone or watch - fully. 600 Bel Air Blvd STE 210. Our debit card is accepted anywhere that MasterCard® is accepted. Debt collection follows after your debt has been unpaid for several months and your lender has turned over your debt to a debt collection agency or sold your it to a buyer. Debt collectors are third-party companies that work on behalf of another company to collect debts. For over six decades, CCCS has been an active member of both the American Collectors Association (ACA) and the California Association of Collectors (CAC). Auto Insurance. See reviews, salaries & interviews from Gulf Coast Collection Bureau employees in Sarasota, FL. ACA’s comprehensive resources help members build their expertise, grow their business and better serve their communities. Collections Agencies, Commercial Collection Agency. Your trusted advisor in healthcare revenue cycle management | Gulf Coast Collection Bureau is dedicated to serving our clients and consumers in a professional and courteous manner. Debt Collector: A company or agency that is in the business of recovering money that is owed on delinquent accounts . F: (714) 678-8765. Gulf Coast uses an automatic telephone system to call debtors. Gulf Coast Collection Bureau may attempt to reach out via mail or phone calls. Contact your creditor. Powerful Legal Solutions That Meet Your Needs. Name: Trace Dillon. It sounds like they're a medical collections agency. Submit a complaint and learn your rights FOR FREE today! Florida-based Gulf Coast Collection Bureau is on the wrong end of a proposed class action filed in New York that claims the company violated the Fair Debt Collection Practices Act (FDCPA) in the course of its business with consumers. Check for the Collection Agency that is harassing you. When you. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off"). Gulf Coast Collection Bureau, Inc. 1. ServicememberIf necessary, the service will issue a second, 'final' letter of demand or follow up with a 'phone demand'. Show More. The Law Offices of Stephen P Dewey. They helped place me on payment plans to ensure my debts were resolved. Gulf Coast Collection Bureau began operations in 1978 and its corporate headquarters are located in Sarasota, Florida. Gulf Coast Collection Bureau, Inc. Code. com. S. Average hourly pay for Gulf Coast Collection Bureau Debt Collector: $18. Credit card debt. If you can't afford to pay anything, call the National Debt Helpline on 1800 007 007 for free, confidential advice about what to do. This amount includes both private and federally-funded student loans. Though you can pursue a debt collector career with a high school diploma, earning an undergraduate degree in a related field can help increase your chances of finding a debt collection opportunity and make your resume more noticeable to employers. comSpecialties: Gulf Coast Financial Associates (GCFA) is defined as a Debt Collection Agency. San Diego: CA: USA: NPAS Solutions, LLC: Louisville: KY: USA: OCSI LLC:. Questions about your account? Please contact us. 9% + $0. If you're looking for a reputable company to help you remove credit errors, give us a call. Use SoloSuit to fight off debt collectors before, during, and even after a. O. Bilingual Collection Specialist (Current Employee) - Sarasota, FL - February 15, 2018. Your trusted advisor in healthcare revenue cycle management | Gulf Coast Collection Bureau is dedicated to serving our clients and consumers in a professional and courteous manner. If you are paying too high of interest rates, let us help you find the best option for consolidating your debt and lowering your average interest rate. Posted in Accounts Finance Audit Jobs By agentqq On October 9, 2023. This is available to you through our client. Per the Debt Collector Licensing Act some applicants are allowed to do business while they are waiting to be denied or approved. For example, in South Dakota, 15% have any kind of debt in collections and the median debt in collections is $2323. 6 Stars | 119 Ratings . We are also active in multiple trade associations including the Florida Collectors Association, HFMA,. 866-991-7360. Gulf Coast Collection Bureau began operations in 1978 and its corporate headquarters are located in Sarasota, Florida. Bilingual Collection Specialist (Current Employee) - Sarasota, FL - February 15, 2018. You can find legal educational materials, sample forms, and information. To make matters more complicated, there are two distinct categories of debt buyers. Address: Gulf Coast Collection Bureau, Inc. On May 8, 2013 Florida Judge Robert Scola, Jr. Gulf Coast Collection Bureau, Inc. Would a debt collection agency or the creditor sue you for just $2000 if they are in the East Coast and you reside in the West Coast?. Services include Third Party Debt Collection, Early Out Programs, Extended Business Office Services, Payment Monitoring, Insurance Appeals. Call (855) 254-7841. Our team of debt recovery lawyers on the Sunshine Coast always maintain a professional and fair approach, but can be firm when necessary. We can partner & help you REMOVE this. GCCB is a decent place to work with good pay and commission. We'll fight for you and keep your interests always in the forefront. October 25, 2017 by Research Department. File a complaint with the CFPB, FTC, and your state's attorney general to report a debt collector's FDCPA violations. LVNV Funding outsources the management of its portfolio of accounts to a company called Resurgent Capital Services. Gulf coast collection is a third-party debt collection agency. Calculate your income and expenses to work out how much, if anything, is left over. Company: Gulf Coast Collection Bureau, Inc. Professional Ethical Debt Collections (844) GCFA-INC | (251) 470-5905 Who is Gulf Coast Collection Bureau – GCCB? Gulf Coast Collection Bureau Inc is a third-party collection agency based in Florida. 5. When you. Email this Business. Torres Credit. Pay off the debt. Regulation F could require creditors to be more involved in third-party collections. 7560 Commerce Ct. To this end, we offer a wide variety of services to our clients and extensive training for our employees. Any information obtained will be used for that purpose. com estimated this salary based on data from 1 employees, users and past and present job ads. Upload payments. However, the company has received over 1,000 complaints in the past five years and has had to pay out more than $2 million in settlements. 927. Summary: If Gulf Coast Collection Bureau is contacting you about a debt, SoloSuit is here to help you resolve it, whether it’s through debt validation, responding to your debt lawsuit, or settling the debt before your court date. A debt collector also may be calling you to locate someone you know, but the collector is not allowed to reveal that the. Gulf Coast Collection Bureau - Business Information. Your DebtStoppers bankruptcy lawyer is your advocate. Gulf Coast Bank is growing and we are looking for energetic employees who share our passion for serving our customers and our communities. Find out who. Average salaries for Gulf Coast Collection Bureau Medical Debt Collector: $33,542. His debt was referred to the Gulf Coast Collection Agency. is a debt collection agency located in Mobile, Alabama. For the more than 68 million U. Follow. The Debt Collector: Directed by Jesse V. Length of Time at Current Company: 11 months. F. Average hourly pay for Gulf Coast Collection Bureau Medical Debt Collector: $18. 1 Gulf Coast Collection Bureau Debt Resolution Specialist interview questions and 1 interview reviews. This communication is from a debt collector and any information obtained will be used for that purpose. You might be able to get $1,000 per lawsuit, plus actual damages, attorneys' fees, and court costs. Gulf Coast Collection | 325 followers on LinkedIn. 1 Gulf Coast Collection Bureau Debt Collector interview questions and 1 interview reviews. Florida Gulf Coast Collection Bureau, Inc. Gulf Coast Collection Bureau, Inc. Gulf Coast Collection Bureau case. Many customers mention that the company is effective in collecting debts while also abiding by laws and regulations. BACKGROUND. Calls to or from this company may be monitored or recorded. Thunderbird Collection Specialists. Overview Gulf Coast Collection Bureau began operations in 1998 and its corporate headquarters are located in Sarasota, Florida. Ask for Discounts. Sunshine Coast Debt Collection. O. Find 5 listings related to Gulf Coast Collection Agency in Sarasota on YP. Gulf Coast Collection Bureau is located at 7560 Commerce Ct in Sarasota, Florida 34243. How did you get your start in the industry? I started working for a collection law firm out of law school. , an ACA International member company specializing in health care revenue cycle solutions, recently announced that Trista Gray has joined its team as director of marketing and sales executive. I have gotten 2 calls from Gulfcoast Collection Bureau. . Gulf Coast Containers LLC can be contacted via phone at 251-443-7997 for pricing, hours and directions. Generally this means they’ve purchased your debt from the original creditor (such as a credit card or loan company). Gulf Coast Collection Bureau salary trends based on salaries posted anonymously by Gulf Coast Collection Bureau employees. We take all claims seriously and evaluate each thoroughly on a case-by-case. Your trusted advisor in healthcare revenue cycle management | Gulf Coast Collection Bureau is dedicated to serving our clients and consumers in a professional and courteous manner. Under some state fair debt collection acts, you can get more than $1,000 in statutory damages. org or by calling 866-991-7360. C. Gulf Coast Collection Bureau, Inc. If you are dealing with debt, the first thing that you should do is take the time to figure out exactly how much debt you have and the source of that debt. The helpline is open Monday to. Reviews from Gulf Coast Collection Bureau employees about working as a Debt Collector at Gulf Coast Collection Bureau in Sarasota, FL. Many debt collectors are hired by companies to which money is owed by debtors. If the company that contacted you matches what. Don't give in to pressure to pay on first contact. is an Florida collection agency. Established on the Sunshine Coast in 1990. Fast paced friendly environment. S. It references the policy at baycare. Bilingual Collection Specialist (Current Employee) - Sarasota, FL - February 15, 2018. If you have received communication from Gulf Coast Collection Bureau and wish to log in to review your account, please Gulf Coast debt collectors tirelessly work to recover outstanding debts, offering necessary support to creditors and stimulating economic growth in Title: Unraveling the Realm of Gulf Coast Debt Collectors: A Comprehensive GuideIntroduction (150 words) The Gulf Coast region, stretching from the state of T It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop. If you confirm the debt is valid and the collector is legitimate, consider negotiating with the collection agency. And “you just KNOW they are going to ask you to cover their fee to receive money in addition to what they claim you owe. Gulf Coast Collection Bureau | (866) 991-7360. Gulf Coast Collection Bureau is often referred to or searched for by other names. These include: Gulf Coast Collection Bureau is a collection agency located in Sarasota, FL. Any information obtained will be used for that purpose. Personal. Tag(s):. Company: Gulf Coast Collection Bureau. Browse jobs and read about the Gulf Coast Collection Bureau Sarasota location with content posted anonymously by Gulf Coast Collection Bureau employees in Sarasota, FL. Use your debit card at any ATM or point of sale terminal by entering your PIN or simply swipe and sign for your purchase. October 16, 2021 / by Gulf Coast Bankruptcy Attorney. *This company may be headquartered in or have additional locations in another country. Jobs People LearningGulf Coast Debt to Equity is currently at 0. During my tenure with my employer I have learned more about insurance, earned a decent check and expanded my knowledge of this area of collections. This communication is from a debt collector. 1000 Cecil G. If a. Phone: (941) 927-6999. Legitimate debt collectors will leave a voicemail and contact information if they cannot reach you directly on the phone. Glassdoor has 10 Gulf Coast Collection Bureau reviews submitted anonymously by Gulf Coast Collection Bureau employees. We take all claims seriously and evaluate each thoroughly on a case-by-case basis. $37K | $0. Their objective is to. A Debt Collections Letter is one notice the is sent by a accountant seeking payment for an outstanding amount with instructions up the debtor. Gulf Coast Collection Bureau, Inc. See reviews, salaries & interviews from Gulf Coast Collection Bureau employees in Sarasota, FL. Gulf Coast Collection Bureau headquarters. This is available to you through our client portal. Gulf Coast Collection Bureau is dedicated to serving our clients and consumers in a professional and courteous manner. 3 steps for dealing with a debt collector. Reviews from Gulf Coast Collection Bureau employees about working as a Debt Collector at Gulf Coast Collection Bureau. Summary: If a debt collector has violated the FDCPA when trying to collect a debt from you, there is a good chance you could receive compensation. Generate reports. Debt collection Medical. 1692a(6)—from engaging in certain practices. Highly recommend Active Debt Recovery. If there are inaccuracies, you can file a dispute letter to address the issue. As one of the nation’s largest nonprofit credit counseling agencies, Consolidated Credit works. PDF Word ODT . A debt collector career often requires sound. Parallon also provides full-service revenue cycle management functions for external providers across the country, and offers point solutions for specific revenue cycle needs, including Medicaid eligibility and patient advocacy, bad. Search jobs. Complaint was submitted via Web and sent to the company on Saturday 5th March 2016. I just received a collection letter from Gulf Coast Collection Bureau saying they were collecting on behalf of St. or after 9:00 p. Reviewing state law should be a step in the Regulation F implementation process. Consumer Complaint: Patient XXXX XXXX Dental Provider XXXX XXXX Collection Agency Golf. They have always treated me with kindness and respect. Gulf Coast Collection Bureau salary trends based on salaries posted anonymously by Gulf Coast Collection Bureau employees. Sign in. Gulf Coast Collection Bureau, Inc. Gulf Coast Collection | 302 followers on LinkedIn. Unsecured creditors, like credit card companies, know this, and most would rather settle the debt than wind up with nothing if you file for bankruptcy protection. Sign in. Under federal law, a debt collector can't contact you at any "unusual time" or at a time that it knows, or should know, is inconvenient for you. Coast to Coast Debt Collection (CTC) is a leading edge, modest profile, results focussed debt management organisation established in 1988. They…GULF COAST DEBT SOLUTIONS is a business located at: 10911 Bonita Beach Road suite 208 Bonita Springs, Florida 34135 239-494-0099. 400 Collector Cars will cross the Auction Block and the event is open for Public Bidding. Look over your records about the debt and any information you may have gotten from the collector. After losing a number of big lawsuits, it was facing its first annual net loss as the end of the year approached. Garbage Collection Service Near Me in Theodore, AL. 4273 Volunteer Rd. ; Regulatory Compliance: Our selected debt collectors operate within the bounds of. Length of Time at Current Company: 11 months Length of Time in Industry: 25 years. $18,555. Info for bidders and sellers, plus previews of vehicles to be offered. Jun 16, 2020 07:58 AM. Treasury’s RESTORE Act final rule at 31 C. 4. Find out whether you are a victim of illegal or unfair debt collection practices and whether that debt collector is LIABLE TO YOU, submit your information for a FREE Fair Debt Case Review or call toll free 888-FDCPA-LAW (888-332-7252) for a fast, free no obligation debt help consultation. Gulf Coast Collection Bureau Debt Collector in Florida makes about $13. The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. 23. Gulf Coast Collection Bureau Debt Collector in Sarasota makes about $13. phone, health club, etc. com Specialties: Gulf Coast Financial Associates (GCFA) is defined as a Debt Collection Agency. 6999 5. Gulf Coast Collection | 251 followers on LinkedIn. Florida collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Visit website. Has worked for the Department of Transportation, Florida Power Corporation, and Florida National Bank. The tax debt has been removed from the IRS’s active inventory due to a lack of resources or an inability to find the taxpayer; 2. This communication is from a debt collector, and is an attempt to collect a debt. TMC & Associates, LLC. Debt collectors must act in accordance with the FDCPA (Fair Debt Collection Practices Act), which protects the rights of consumers in the context of debt collection. Average monthly pay for Gulf Coast Collection Bureau Medical Debt Collector: $3,238. Check with your state's attorney general's office if your state mandates that debt collectors be licensed. Florida Law Help – Florida’s free legal information website and directory of all legal aid offices throughout the state. Borrow up to $250,000 for up to 20 years at a fixed rate for a flat fee as low as $1,699 — half of what most banks charge, and NO other fees! NO appraisal fees. Call Now! 312-300-5996. As part of its crackdown on phantom debt collection, the Commission led Operation Corrupt Collector, a coast-to-coast debt collection sweep by the FTC, three federal agencies, and partnersGulf Coast Financial Associates (GCFA) is defined as a Debt Collection Agency. With. Any information obtained will be used for that purpose. When you. Florida-based Gulf Coast Collection Bureau is on the wrong end of a proposed class action filed in New York that claims the company violated the Fair Debt Collection Practices Act. If you have received communication from Gulf Coast Collection Bureau and wish to log in to review your account, please Gulf Coast Collection Bureau is third party debt collector located in Sarasota, Florida. Geneseo, New York 14454. Contact us today 07 5537. You also can locate a collection agency with just the phone number from your caller ID or voicemail by typing the number into a search engine. Illegal behaviour and debt collection. If you have a known person in the hospital, you can refer to his name to reduce the final amount on the medical bill. Advancing and Impacting Equity in the Legal System: Then and Now. The type of collector you hire will depend on your specific needs and the amount of debt that you need to collect. C. Salaries posted anonymously by Gulf Coast Collection Bureau employees. This company is a debt collection for doctors and insurance companies. 10/7/2021 9:30. 204 regarding limitations on administrative costs and expenses. S. We dedicate ourselves to obtaining the highest debt recovery rate possible for our clients while conducting ourselves in such a manner that would make our clients proud to. take unfair advantage of any vulnerability, disability or similar affecting a debtor. Coast Professional’s contact information is as follows: Coast Professional, Inc. com. Regulation F may require creditors and debt collectors to make judgment calls. 47 posts in the. Gulf Coast Collection Bureau may be calling you from +1 (866) 991-7358/ +1-866-991-7358 to collect a debt. COMPANY TYPE Business Personal. 8875 Hidden River Pkwy Suite 100. Gulf Coast Collection | 311 followers on LinkedIn. The 700+ member companies statewide are involved in their local community, sponsoring water safety events and fundraising for local charities, and actively advocate for the swimming pool industry. Or don't! You can get a debt collection attorney involved and get paid a small settlement if you're feeling sassy :) § 804. Your Debt Consolidation Options. Gulf Coast Collection Bureau - 4 Due Diligence Steps Gulf Coast Collection Bureau is a third-party debt collection agency located in Sarasota, Florida. Calls to or from this company may be monitored or recorded. If a debt collection agency has violated your rights under the FDCPA through repeated contact, abuse, threats, misleading information or false representation, you can sue them in state court. Length of Time in Industry: 18+ years. Coast Professional hurting your credit score? Give us a friendly, no pressure call @ (844) 977-3029. All Debt Solutions, Inc. Preferred CMS. They left a vm with this number (866-991-7360) to call back. If you have debts in collection, that usually means a third party is trying to retrieve payment for your debts on your creditor’s behalf. This is available to you through our client portal. 5. While New Englanders will feel unseasonably cold weather, some regions along the Gulf Coast could see temperatures in the 80s, according to the National Weather Service. When you. I do not answer unknown calls so I didn't pick up either time. Agent Available. is a debt collector; any information may be used for that purpose. The license was created on October 4, 2002 with license number #1123704-DCA, and expires on January 31, 2005. MENU MENU. Sarasota, Florida, United States. Contact Sheehan & Ramsey for powerful solutions to solve your bankruptcy, real estate, consumer rights, or other legal matter. has been hit with a proposed class action in Florida over alleged violations of the Fair Debt Collection Practices Act (FDCPA). 251-443-7997 (251) 990-8944; Specialities. We take all claims seriously and evaluate each thoroughly on a case-by-case basis. Gulf Coast Collection | 319 seguidores en LinkedIn. 3. The Fair Debt Collection Practices Act (FDCPA) - Biloxi & Jackson County Consumer Lawyer. Negotiations started in 1990 but were suspended since 2008. The company is growing and has implemented lots of new contests and incentives for the collection agents and staff. 1. Some of their most commonly used phone numbers are: 866-991-7360; 877-827-4820; 800-378-3681; 866-991-7362 Is Gulf Coast Collection Bureau A Debt Collection Agency? Yes, Gulf Coast Collection Bureau is a debt collection agency. See what Gulf Coast Collection Bureau’s President, Jack Brown III, has to say about “The Future of Medical Debt Collection” with AccountsRecovery. Personal loan debt. This communication is from a debt collector. Gulf Coast Collection Bureau, Inc. They are also active in multiple trade associations including the Florida Collectors Association, HFMA, and others. 3. Gulf Coast Collection Bureau, Inc. Additionally, you can utilize Rent Recovery Service to collect the unpaid rent awarded to you if you have already received a judgment against the tenant. Resurgent Capital Services is a licensed third-party debt collector specializing in the management of these types of consumer assets. Any information obtained will be used for that purpose. (FTA) with European Union as part of the Cooperation Council for the Arab States of the Gulf States (aka Gulf Cooperation Council). . Standing on average around 5 feet tall at adulthood, whooping cranes are named after their exceptionally loud, booming call. Currently, Trace Dillon works as a Chief Compliance Officer at Gulf Coast Collection Bureau. Here in San Antonio Bay, along the Gulf Coast of Texas Here in San Antonio Bay, along the Gulf Coast of Texas, the tallest birds in North America find refuge. Gold Coast's Leading Debt Collection & Recovery Agency. Legitimate debt collectors will leave a voicemail and contact information if they cannot reach you directly on the phone. Under Australian law, a debt collector must not: use physical force. Reviews from Gulf Coast Collection Bureau employees about working as a Debt Collector at Gulf Coast Collection Bureau. A free inside look at company reviews and salaries posted anonymously by employees. Coast Professional, Inc. Consumers have reported that they were contacted by Gulf coast collection, and the company has allegedly violated several laws regarding fair trade practices including using false information or misleading statements to collect debts from persons who are already owed money. $19,228. Your trusted advisor in healthcare revenue cycle management | Gulf Coast Collection Bureau is dedicated to serving our clients and consumers in a professional and courteous manner. Mailing address: Coast to Coast Financial Solutions, Inc. Snapshot; Why Join Us; 15. 77, et seq. 4% of the first-year borrowing cap of $5,500* for the typical first-year dependent student. Identifying public record assets can help determine Medicaid Eligibility and assist in Asset. The most secure way to pay a debt collection agency is by mailing a check with a return receipt. Notes: Coast Professional was founded in 1976 and has an A+ rating with the BBB, Once a debt is assigned to a collection agency, that agency becomes responsible for collecting the debt, and is the only one that can arrange payment terms. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Consumer Consent Provided to Share Complaint: Consent provided. This communication is from a debt collector and any information obtained will be used for that purpose. 2,020 Downloads. Must have a valid driver’s license and dependable transportation. com estimated this salary based on data from 1 employees, users and past and present job ads. See what Gulf Coast Collection Bureau’s President, Jack Brown III, has to say about “The Future of Medical Debt Collection” with AccountsRecovery. Debt Collections Letter Document – Try. The average federal loan is $7,174, which is 130. Debt collection. use coercion. Provide Insurance. Track the source of the debt by reaching out to your creditor to see if it has any information about the debt in question. Learn about Gulf Coast Collection Bureau Sarasota, FL office. O. To this end, we offer a wide variety of services to our clients and extensive training for our employees. 6. S. Those are significant figures, but many families are able to pay down debt when it. This salary trends is based on salaries posted anonymously by Gulf Coast Collection Bureau employees. Learn about Gulf Coast Collection Bureau culture, salaries, benefits, work-life balance, management, job security, and more. com. Gulf Coast Collection Bureau may attempt to reach out via. ”. Education: High School Diploma or equivalent. Contact Information for District Offices and Service Areas Registration - (for New Tax Accounts, Statewide and Out-of-State) Mailing Address: P. Gulf Coast Collection Bureau, Inc. Generally this means they’ve purchased your debt from the original creditor (such as a credit card or loan company).